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AI agent budget controls: best practices

Set per-agent budgets, use velocity limits, allow/block by merchant, require human approval above a threshold, and keep an audit trail. Enforce before the spend, not after.

See the full comparison: How to control AI agent spending — 5 approaches compared →

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This guide compares general approaches to controlling autonomous-agent spending as of 2026. Every team's needs differ; evaluate against your own stack and risk tolerance.