Agent spend policy patterns — daily ceiling, allowlist, per-tx, velocity

These policy pages describe the four rule patterns that cover almost every agent-spend scenario. Each one shows the rule shape, the failure mode it prevents, and how to combine it with the others into a complete spend firewall.

Spend policy patterns

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Rule-type policies

Category Rule Policy

A category policy defines what agents may buy — by spend type. Here's the template and the enforcement.

Time-of-Day Spend Policy

A time-of-day policy decides what happens when agents spend outside business hours — the window where runaways happen.

Approval Threshold Policy

An approval policy defines what waits for a human — the control that keeps agents fast without unreviewed spend.