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Spend Control for Cursor

Cursor's agent mode runs autonomously — and autonomous agents buy things. A usage limit tells you after; sipi.bot decides before.

Why Cursor agents overspend

Agent mode can trigger API purchases and compute during long autonomous runs.

Retry loops on paid tools multiply spend without review.

Per-provider limits don't cover third-party merchants.

How it works

Register the sipi.bot MCP tool in Cursor and call sipi_guard before any spend. The response is deterministic: APPROVED, BLOCKED, or FLAGGED in ~5 ms.

Rules that fit Cursor workflows

Per-transaction cap for compute and API credits.

Merchant allowlist for known vendors.

Approval threshold so big purchases route to a human.

Rule example

{
  "rules": [
    {"type": "per_transaction_cap", "max": 200, "currency": "USD"},
    {"type": "merchant_allowlist", "allowed": ["openai.com", "anthropic.com"]},
    {"type": "approval_threshold", "over": 1000, "action": "flag"}
  ]
}

Set once, enforced on every spend attempt.

FAQ

Does sipi.bot integrate with Cursor's native limits?

Native limits are per-provider and reactive. sipi.bot adds a pre-spend decision layer across all merchants — run both; they solve different problems.

Will it interrupt normal coding?

No — only spend actions trigger a check. Normal edit/compile loops never hit the tool.

What happens when a purchase is blocked?

Cursor's agent gets a BLOCKED decision with the reason. The money never moves, and the audit log records the attempt.

Related

Stop the next $12,400 night.

One API call (or MCP tool) in front of every agent transaction — APPROVED, BLOCKED, or FLAGGED, deterministic, ~5 ms, fully logged.

See plans — from $99/mo Try a live check