Home/ Incident database/step-finance-2026-01
Financial loss Credential compromise verified

Step Finance treasury drained in $27–40M exploit

Step Finance · Jan 31, 2026 · Trading agent

What happened

Solana DeFi platform Step Finance's treasury was drained after attackers compromised executive devices. Estimates of losses range from ~$27M to ~$40M. Step Finance announced it would wind down operations in February 2026 after failing to recover. Primary sources describe device compromise; secondary framing attributed an AI/social-engineering angle.

$30M
Loss / impact
Jan 31
2026
Credential
Failure mode
Trading
Agent type

Causal vector

Executive device compromise enabling illicit access to treasury keys

Source

Reported by CoinDesk. Verified against the primary report.

Read the original report ↗

How a spend firewall would have helped

A per-transaction cap and a merchant allowlist would have blocked transfers to any destination not on the approved list, and an approval threshold would have escalated the first anomalous transfer to a human before the treasury was drained.

The six rule types that contain this class of failure

Per-transaction cap

Any single spend above your ceiling is BLOCKED before it moves.

Daily total

Cumulative spend across all agent calls, bounded per day.

Velocity limit

Stops runaway retry loops — the #1 cause of overnight losses.

Merchant allowlist

Only approved destinations can ever receive funds.

Category rules

Flag high-risk classes (crypto, infra, refunds) for review.

Approval threshold

Above a value, the action waits for a human.

Related incidents

Don't be the next entry

Every incident in this database is the result of trusting a prompt, a provider cap, or a human review cycle. sipi.bot replaces all three with one deterministic call. 27 documented failures, one control.