Can AI Agents Spend Without Permission?
The honest answer: yes, AI agents can spend without permission — here is how to stop it.
Yes — and this is by design. AI agents are tools that execute tasks autonomously, including purchases. When an agent has access to a credit card or payment API, there is no built-in technical barrier preventing it from spending money. The agent will execute whatever it's prompted to do. A spend firewall like sipi.bot adds that barrier: every transaction is evaluated against your rules before any money moves.